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At today's rate and a 90% mortgage, the deposit on this unit is about HK$250K, with repayments around HK$10,904/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$250K · loan HK$2.25M · min. income ≈ HK$21,808/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-On Ting Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- D
- Saleable Area
- 238 Saleable ft²
- Gross Area
- 333 ft²
- Efficiency
- 71%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-09-20 | HK$2.98M | +66.5% 9.3y · 7.0%/yr |
| 2013-06-25 | HK$1.79M | +35.6% |
| 2012-04-27 | HK$1.32M | +59.0% |
| 2010-07-15 | HK$830K | +38.3% |
| 2008-07-03 | HK$600K | +33.3% |
| 2005-02-26 | HK$450K | +36.4% |
| 2005-02-22 | HK$330K | +22.2% |
| 2003-05-27 | HK$270K | −77.1% |
| 1997-06-19 | HK$1.18M | +93.4% |
| 1996-07-25 | HK$610K | — |