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At today's rate and a 90% mortgage, the deposit on this unit is about HK$251K, with repayments around HK$10,968/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$251K · loan HK$2.26M · min. income ≈ HK$21,936/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-On Ting Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- F
- Saleable Area
- 248 Saleable ft²
- Gross Area
- 344 ft²
- Efficiency
- 72%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-08-06 | HK$3.46M | +168.2% 8.3y · 20.0%/yr |
| 2012-04-18 | HK$1.29M | +26.5% |
| 2011-03-01 | HK$1.02M | +13.3% |
| 2010-09-16 | HK$900K | +28.6% |
| 2009-12-22 | HK$700K | +18.6% |
| 2007-12-14 | HK$590K | +20.4% |
| 2007-09-05 | HK$490K | +58.1% |
| 2003-12-12 | HK$310K | −58.7% |
| 1997-02-03 | HK$750K | +25.0% |
| 1995-07-27 | HK$600K | — |