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At today's rate and a 90% mortgage, the deposit on this unit is about HK$256K, with repayments around HK$11,170/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$256K · loan HK$2.30M · min. income ≈ HK$22,340/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-On Ting Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 28/F
- Flat
- D
- Saleable Area
- 238 Saleable ft²
- Gross Area
- 333 ft²
- Efficiency
- 71%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-04 | HK$3.32M | +45.6% 3.5y · 13.0%/yr |
| 2016-08-19 | HK$2.28M | +67.6% 4.4y · 15.0%/yr |
| 2012-03-20 | HK$1.36M | +43.2% |
| 2010-08-24 | HK$950K | +69.6% |
| 2007-10-04 | HK$560K | — |