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At today's rate and a 90% mortgage, the deposit on this unit is about HK$237K, with repayments around HK$10,330/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$237K · loan HK$2.13M · min. income ≈ HK$20,660/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-On Ting Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- D
- Saleable Area
- 238 Saleable ft²
- Gross Area
- 333 ft²
- Efficiency
- 71%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-22 | HK$3.05M | +0.0% 0.2y |
| 2020-07-17 | HK$3.05M | +16.5% 3.1y · 5.0%/yr |
| 2017-06-13 | HK$2.62M | +138.0% 5.3y · 26.0%/yr |
| 2012-03-12 | HK$1.10M | +13.4% |
| 1997-04-09 | HK$970K | +10.2% |
| 1997-03-27 | HK$880K | +12.8% |
| 1997-02-15 | HK$780K | +11.4% |
| 1997-01-13 | HK$700K | +20.7% |
| 1995-12-19 | HK$580K | — |