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At today's rate and a 90% mortgage, the deposit on this unit is about HK$513K, with repayments around HK$22,372/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$513K · loan HK$4.62M · min. income ≈ HK$44,744/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$115,404 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Ginza Station.
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 34/F
- Flat
- C
- Saleable Area
- 546 Saleable ft²
- Gross Area
- 709 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-04-17 | HK$5.70M | +9.6% 1.5y · 7.0%/yr |
| 2017-09-27 | HK$5.20M | +48.6% 4.3y · 11.0%/yr |
| 2013-06-05 | HK$3.50M | +112.1% |
| 2009-10-05 | HK$1.65M | +13.0% |
| 2009-07-07 | HK$1.46M | −18.9% |
| 1996-03-04 | HK$1.80M | +20.8% |
| 1995-07-12 | HK$1.49M | — |