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At today's rate and a 90% mortgage, the deposit on this unit is about HK$433K, with repayments around HK$18,903/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$433K · loan HK$3.90M · min. income ≈ HK$37,806/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$65,005 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Ginza Station.
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- E
- Saleable Area
- 446 Saleable ft²
- Gross Area
- 581 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-11 | HK$5.68M | +3.3% 3.1y · 1.0%/yr |
| 2018-07-16 | HK$5.50M | +68.7% 3.7y · 19.0%/yr |
| 2014-11-05 | HK$3.26M | +111.7% |
| 2010-07-21 | HK$1.54M | +29.4% |
| 2007-12-31 | HK$1.19M | −4.8% |
| 2005-05-14 | HK$1.25M | +15.7% |
| 2002-01-25 | HK$1.08M | — |