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At today's rate and a 90% mortgage, the deposit on this unit is about HK$439K, with repayments around HK$19,169/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$439K · loan HK$3.96M · min. income ≈ HK$38,338/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$65,920 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Ginza Station.
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 33/F
- Flat
- F
- Saleable Area
- 442 Saleable ft²
- Gross Area
- 576 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-06-14 | HK$4.25M | −26.3% 2.7y · −10.0%/yr |
| 2021-09-21 | HK$5.77M | +89.2% 6.7y · 13.0%/yr |
| 2016-01-19 | HK$3.05M | +96.8% 4.8y · 20.0%/yr |
| 2010-04-30 | HK$1.55M | +58.2% |
| 2007-07-19 | HK$980K | −48.4% |
| 1998-05-12 | HK$1.90M | −2.1% |
| 1997-01-14 | HK$1.94M | — |