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At today's rate and a 90% mortgage, the deposit on this unit is about HK$487K, with repayments around HK$21,260/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$487K · loan HK$4.39M · min. income ≈ HK$42,520/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$104,910 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Ginza Station.
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- D
- Saleable Area
- 547 Saleable ft²
- Gross Area
- 704 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-02-25 | HK$6.12M | +66.3% 6.0y · 11.0%/yr |
| 2016-02-19 | HK$3.68M | +130.0% 6.4y · 20.0%/yr |
| 2009-10-20 | HK$1.60M | +29.0% |
| 2009-01-15 | HK$1.24M | +5.1% |
| 2008-11-05 | HK$1.18M | −12.6% |
| 2007-12-06 | HK$1.35M | −58.1% |
| 1997-10-18 | HK$3.22M | +116.1% |
| 1995-07-13 | HK$1.49M | — |