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At today's rate and a 90% mortgage, the deposit on this unit is about HK$514K, with repayments around HK$22,416/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$514K · loan HK$4.63M · min. income ≈ HK$44,832/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$115,629 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Ginza Station.
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- G
- Saleable Area
- 547 Saleable ft²
- Gross Area
- 709 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-02-21 | HK$5.40M | +5.9% 5.4y · 1.0%/yr |
| 2017-10-06 | HK$5.10M | +27.3% 0.7y |
| 2017-01-03 | HK$4.00M | +160.1% 21.5y · 7.0%/yr |
| 1995-07-12 | HK$1.54M | — |