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At today's rate and a 90% mortgage, the deposit on this unit is about HK$470K, with repayments around HK$20,517/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$470K · loan HK$4.23M · min. income ≈ HK$41,034/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$87,883 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Shui Station.
Family-friendly — 102 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- D
- Saleable Area
- 546 Saleable ft²
- Gross Area
- 701 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-29 | HK$4.23M | +10.4% 9.0y · 1.0%/yr |
| 2016-08-24 | HK$3.83M | +82.4% 4.3y · 19.0%/yr |
| 2012-05-02 | HK$2.10M | +68.0% |
| 2009-08-31 | HK$1.25M | −6.7% |
| 2005-05-03 | HK$1.34M | +16.5% |
| 2005-03-24 | HK$1.15M | +15.0% |
| 2005-01-11 | HK$1.00M | — |