31/F E
in KINGSWOOD VILLAS PHASE 3 CHESTWOOD COURT BLOCK 1
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$446K, with repayments around HK$19,441/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$446K · loan HK$4.01M · min. income ≈ HK$38,882/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$66,855 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Shui Station.
Family-friendly — 102 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 31/F
- Flat
- E
- Saleable Area
- 452 Saleable ft²
- Gross Area
- 579 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-12-29 | HK$5.00M | +85.2% 25.5y · 3.0%/yr |
| 1997-07-24 | HK$2.70M | +14.9% |
| 1997-05-22 | HK$2.35M | +3.1% |
| 1997-05-14 | HK$2.28M | +26.7% |
| 1997-02-18 | HK$1.80M | +35.3% |
| 1996-03-05 | HK$1.33M | — |