14/F D
in KINGSWOOD VILLAS PHASE 3 CHESTWOOD COURT BLOCK 1
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$495K, with repayments around HK$21,579/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$495K · loan HK$4.45M · min. income ≈ HK$43,158/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$111,313 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Shui Station.
Family-friendly — 102 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- D
- Saleable Area
- 543 Saleable ft²
- Gross Area
- 705 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-12-02 | HK$4.74M | −5.2% 3.6y · −1.0%/yr |
| 2019-05-03 | HK$5.00M | +163.2% 8.6y · 19.0%/yr |
| 2010-11-01 | HK$1.90M | +30.1% |
| 2008-03-31 | HK$1.46M | +44.6% |
| 2007-08-03 | HK$1.01M | — |