12/F B
in KINGSWOOD VILLAS PHASE 3 CHESTWOOD COURT BLOCK 1
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$542K, with repayments around HK$23,624/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$542K · loan HK$4.87M · min. income ≈ HK$47,248/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$121,864 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Shui Station.
Family-friendly — 102 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- B
- Saleable Area
- 633 Saleable ft²
- Gross Area
- 807 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-06 | HK$6.65M | +3.1% 1.1y · 3.0%/yr |
| 2021-04-23 | HK$6.45M | +58.1% 5.3y · 11.0%/yr |
| 2015-12-29 | HK$4.08M | +124.2% 19.7y · 6.0%/yr |
| 1996-04-25 | HK$1.82M | — |