29/F E
in KINGSWOOD VILLAS PHASE 3 CHESTWOOD COURT BLOCK 1
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$447K, with repayments around HK$19,514/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$447K · loan HK$4.03M · min. income ≈ HK$39,028/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$67,108 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Shui Station.
Family-friendly — 102 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 29/F
- Flat
- E
- Saleable Area
- 448 Saleable ft²
- Gross Area
- 579 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-04-01 | HK$4.75M | +88.5% 6.3y · 14.0%/yr |
| 2013-01-02 | HK$2.52M | +103.2% |
| 2008-04-08 | HK$1.24M | +31.9% |
| 2007-05-16 | HK$940K | −33.8% |
| 1999-04-30 | HK$1.42M | −9.0% |
| 1998-07-04 | HK$1.56M | −37.1% |
| 1997-05-06 | HK$2.48M | — |