30/F C
in KINGSWOOD VILLAS PHASE 3 CHESTWOOD COURT BLOCK 5
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$521K, with repayments around HK$22,732/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$521K · loan HK$4.69M · min. income ≈ HK$45,464/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$117,259 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Chestwood Station.
Family-friendly — 99 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 30/F
- Flat
- C
- Saleable Area
- 551 Saleable ft²
- Gross Area
- 705 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-01-11 | HK$5.03M | +59.2% 4.3y · 14.0%/yr |
| 2013-10-08 | HK$3.16M | +148.8% |
| 2005-04-09 | HK$1.27M | +15.5% |
| 2005-02-16 | HK$1.10M | +1.9% |
| 2004-12-15 | HK$1.08M | −52.8% |
| 1997-02-01 | HK$2.29M | +9.6% |
| 1996-12-28 | HK$2.09M | +14.2% |
| 1996-07-30 | HK$1.83M | — |