19/F G
in KINGSWOOD VILLAS PHASE 3 CHESTWOOD COURT BLOCK 5
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$510K, with repayments around HK$22,241/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$510K · loan HK$4.59M · min. income ≈ HK$44,482/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$114,728 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Chestwood Station.
Family-friendly — 99 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- G
- Saleable Area
- 548 Saleable ft²
- Gross Area
- 705 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-06-12 | HK$6.00M | +201.5% 8.3y · 24.0%/yr |
| 2011-02-25 | HK$1.99M | +9.9% |
| 2010-10-29 | HK$1.81M | +8.4% |
| 2010-08-02 | HK$1.67M | +28.5% |
| 2005-08-24 | HK$1.30M | +1.6% |
| 2005-04-25 | HK$1.28M | — |