32/F F
in KINGSWOOD VILLAS PHASE 3 CHESTWOOD COURT BLOCK 5
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$450K, with repayments around HK$19,639/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$450K · loan HK$4.05M · min. income ≈ HK$39,278/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$67,741 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Chestwood Station.
Family-friendly — 99 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- F
- Saleable Area
- 449 Saleable ft²
- Gross Area
- 573 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-03-09 | HK$4.19M | +52.9% 3.8y · 14.0%/yr |
| 2013-05-14 | HK$2.74M | +33.7% |
| 2012-03-15 | HK$2.05M | +42.4% |
| 2009-11-06 | HK$1.44M | +17.1% |
| 2009-08-18 | HK$1.23M | −23.6% |
| 1999-06-17 | HK$1.61M | +25.8% |
| 1995-12-06 | HK$1.28M | — |