23/F H
in KINGSWOOD VILLAS PHASE 3 CHESTWOOD COURT BLOCK 5
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$514K, with repayments around HK$22,434/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$514K · loan HK$4.63M · min. income ≈ HK$44,868/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$115,725 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Chestwood Station.
Family-friendly — 99 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- H
- Saleable Area
- 549 Saleable ft²
- Gross Area
- 705 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-12-17 | HK$4.50M | −10.4% 6.9y · −1.0%/yr |
| 2018-01-16 | HK$5.02M | +74.3% 20.2y · 4.0%/yr |
| 1997-11-12 | HK$2.88M | — |