11/F E
in KINGSWOOD VILLAS PHASE 3 CHESTWOOD COURT BLOCK 5
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$430K, with repayments around HK$18,763/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$430K · loan HK$3.87M · min. income ≈ HK$37,526/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$60,440 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Chestwood Station.
Family-friendly — 99 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- E
- Saleable Area
- 448 Saleable ft²
- Gross Area
- 579 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-09-01 | HK$5.38M | +10.2% 3.3y · 3.0%/yr |
| 2018-05-14 | HK$4.88M | +187.1% 7.4y · 25.0%/yr |
| 2010-12-10 | HK$1.70M | +9.7% |
| 2010-08-31 | HK$1.55M | +30.3% |
| 2008-07-09 | HK$1.19M | +30.8% |
| 2007-04-27 | HK$910K | −34.1% |
| 1999-04-13 | HK$1.38M | — |