27/F E
in KINGSWOOD VILLAS PHASE 3 CHESTWOOD COURT BLOCK 2
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$445K, with repayments around HK$19,401/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$445K · loan HK$4.00M · min. income ≈ HK$38,802/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$66,717 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Shui Station.
Family-friendly — 103 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 85 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- E
- Saleable Area
- 448 Saleable ft²
- Gross Area
- 579 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2014-10-03 | HK$3.19M | +63.6% |
| 2012-04-18 | HK$1.95M | +74.1% |
| 2005-06-15 | HK$1.12M | +5.7% |
| 2005-04-13 | HK$1.06M | +6.0% |
| 2001-09-12 | HK$1.00M | −60.0% |
| 1997-08-05 | HK$2.50M | +12.1% |
| 1997-05-13 | HK$2.23M | +27.4% |
| 1997-01-08 | HK$1.75M | +44.6% |
| 1995-12-05 | HK$1.21M | — |