31/F F
in KINGSWOOD VILLAS PHASE 3 CHESTWOOD COURT BLOCK 2
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$448K, with repayments around HK$19,553/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$39,106/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,243 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Shui Station.
Family-friendly — 103 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 85 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 31/F
- Flat
- F
- Saleable Area
- 449 Saleable ft²
- Gross Area
- 573 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-09 | HK$5.20M | +20.9% 3.0y · 7.0%/yr |
| 2017-05-25 | HK$4.30M | +83.8% 4.7y · 18.0%/yr |
| 2012-09-17 | HK$2.34M | +134.0% |
| 2009-06-15 | HK$1.00M | −16.7% |
| 2000-10-18 | HK$1.20M | −50.8% |
| 1997-07-08 | HK$2.44M | — |