15/F F
in KINGSWOOD VILLAS PHASE 3 CHESTWOOD COURT BLOCK 2
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$430K, with repayments around HK$18,774/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$430K · loan HK$3.87M · min. income ≈ HK$37,548/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$60,906 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Shui Station.
Family-friendly — 103 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 85 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- F
- Saleable Area
- 449 Saleable ft²
- Gross Area
- 573 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-10 | HK$3.98M | +1.3% 0.8y |
| 2025-10-03 | HK$3.93M | +42.8% 0.4y |
| 2025-04-14 | HK$2.75M | +106.8% 29.4y · 4.0%/yr |
| 1996-01-03 | HK$1.33M | — |