18/F A
in KINGSWOOD VILLAS PHASE 3 CHESTWOOD COURT BLOCK 2
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$566K, with repayments around HK$24,672/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$566K · loan HK$5.09M · min. income ≈ HK$49,344/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$127,270 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Shui Station.
Family-friendly — 103 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 85 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- A
- Saleable Area
- 636 Saleable ft²
- Gross Area
- 815 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-10-17 | HK$5.58M | −7.0% 6.9y · −1.0%/yr |
| 2017-12-12 | HK$6.00M | +248.8% 10.3y · 24.0%/yr |
| 2007-08-20 | HK$1.72M | −46.2% |
| 1998-01-26 | HK$3.20M | +40.4% |
| 1995-07-19 | HK$2.28M | — |