11/F F
in KINGSWOOD VILLAS PHASE 3 CHESTWOOD COURT BLOCK 2
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$428K, with repayments around HK$18,659/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$428K · loan HK$3.85M · min. income ≈ HK$37,318/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$55,656 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Shui Station.
Family-friendly — 103 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 85 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- F
- Saleable Area
- 449 Saleable ft²
- Gross Area
- 573 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-11-14 | HK$5.35M | +82.0% 4.2y · 20.0%/yr |
| 2014-09-05 | HK$2.94M | +45.5% |
| 2012-09-03 | HK$2.02M | +80.4% |
| 2000-12-13 | HK$1.12M | −56.1% |
| 1997-07-16 | HK$2.55M | +7.1% |
| 1997-05-08 | HK$2.38M | — |