16/F E
in KINGSWOOD VILLAS PHASE 3 CHESTWOOD COURT BLOCK 6
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$436K, with repayments around HK$19,035/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$436K · loan HK$3.93M · min. income ≈ HK$38,070/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$65,460 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Chestwood Station.
Family-friendly — 99 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- E
- Saleable Area
- 448 Saleable ft²
- Gross Area
- 579 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-06 | HK$5.13M | +21.3% 3.2y · 7.0%/yr |
| 2017-05-22 | HK$4.23M | +67.2% 3.0y · 22.0%/yr |
| 2014-05-20 | HK$2.53M | +91.7% |
| 2010-04-01 | HK$1.32M | −44.5% |
| 1997-06-02 | HK$2.38M | −0.4% |
| 1997-04-25 | HK$2.39M | +102.5% |
| 1995-12-08 | HK$1.18M | — |