14/F B
in KINGSWOOD VILLAS PHASE 3 CHESTWOOD COURT BLOCK 6
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$546K, with repayments around HK$23,803/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$546K · loan HK$4.91M · min. income ≈ HK$47,606/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$122,784 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Chestwood Station.
Family-friendly — 99 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- B
- Saleable Area
- 633 Saleable ft²
- Gross Area
- 807 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-12-09 | HK$6.00M | +13.2% 3.5y · 4.0%/yr |
| 2017-06-16 | HK$5.30M | +404.8% 13.6y · 30.0%/yr |
| 2003-11-29 | HK$1.05M | −35.6% |
| 2000-05-23 | HK$1.63M | — |