20/F H
in KINGSWOOD VILLAS PHASE 3 CHESTWOOD COURT BLOCK 6
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$511K, with repayments around HK$22,299/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$511K · loan HK$4.60M · min. income ≈ HK$44,598/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$115,029 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Chestwood Station.
Family-friendly — 99 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- H
- Saleable Area
- 549 Saleable ft²
- Gross Area
- 705 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-30 | HK$6.48M | +4.5% 3.1y · 2.0%/yr |
| 2018-06-28 | HK$6.20M | +60.6% 3.4y · 18.0%/yr |
| 2015-02-04 | HK$3.86M | +60.8% |
| 2012-05-04 | HK$2.40M | +118.2% |
| 2004-02-14 | HK$1.10M | — |