19/F B
in KINGSWOOD VILLAS PHASE 3 CHESTWOOD COURT BLOCK 6
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$561K, with repayments around HK$24,461/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$561K · loan HK$5.05M · min. income ≈ HK$48,922/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$126,177 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Chestwood Station.
Family-friendly — 99 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- B
- Saleable Area
- 633 Saleable ft²
- Gross Area
- 807 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-03-13 | HK$5.95M | −3.6% 3.0y · −1.0%/yr |
| 2020-03-30 | HK$6.17M | +27.2% 3.0y · 9.0%/yr |
| 2017-03-23 | HK$4.85M | +190.4% 3.7y · 13.0%/yr |
| 2000-10-31 | HK$1.67M | — |