11/F A
in KINGSWOOD VILLAS PHASE 3 CHESTWOOD COURT BLOCK 6
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$545K, with repayments around HK$23,768/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$545K · loan HK$4.90M · min. income ≈ HK$47,536/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$122,603 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Chestwood Station.
Family-friendly — 99 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- A
- Saleable Area
- 639 Saleable ft²
- Gross Area
- 810 ft²
- Efficiency
- 79%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-31 | HK$6.00M | +17.2% 2.7y · 6.0%/yr |
| 2017-11-21 | HK$5.12M | +201.2% 17.6y · 11.0%/yr |
| 2000-04-29 | HK$1.70M | −46.0% |
| 1997-09-20 | HK$3.15M | −1.6% |
| 1997-04-18 | HK$3.20M | +15.9% |
| 1997-03-04 | HK$2.76M | +43.8% |
| 1996-10-02 | HK$1.92M | — |