▼ 0.50% · 3.625%
HK$14,802
−HK$929/mo
▼ 0.25% · 3.875%
HK$15,263
−HK$468/mo
Today · 4.125%
HK$15,731
baseline
▲ 0.50% · 4.625%
HK$16,688
+HK$957/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$31,462/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$184,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,468
−HK$889/mo
▼ 0.25% · 3.875%
HK$16,909
−HK$448/mo
Today · 4.125%
HK$17,357
baseline
▲ 0.50% · 4.625%
HK$18,272
+HK$915/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$34,714/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$184,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,283
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$16,789
−HK$515/mo
Today · 4.125%
HK$17,304
baseline
▲ 0.50% · 4.625%
HK$18,357
+HK$1,053/mo
Deposit HK$2.92M · loan HK$3.57M · min. income ≈ HK$34,608/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$184,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,114
−HK$979/mo
▼ 0.25% · 3.875%
HK$18,600
−HK$493/mo
Today · 4.125%
HK$19,093
baseline
▲ 0.50% · 4.625%
HK$20,099
+HK$1,006/mo
Deposit HK$2.92M · loan HK$3.57M · min. income ≈ HK$38,186/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$184,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,763
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,315
−HK$562/mo
Today · 4.125%
HK$18,877
baseline
▲ 0.50% · 4.625%
HK$20,025
+HK$1,148/mo
Deposit HK$2.60M · loan HK$3.89M · min. income ≈ HK$37,754/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$184,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,761
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$20,291
−HK$538/mo
Today · 4.125%
HK$20,829
baseline
▲ 0.50% · 4.625%
HK$21,927
+HK$1,098/mo
Deposit HK$2.60M · loan HK$3.89M · min. income ≈ HK$41,658/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$184,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,243
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,842
−HK$608/mo
Today · 4.125%
HK$20,450
baseline
▲ 0.50% · 4.625%
HK$21,694
+HK$1,244/mo
Deposit HK$2.27M · loan HK$4.22M · min. income ≈ HK$40,900/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$184,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,408
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$21,982
−HK$582/mo
Today · 4.125%
HK$22,564
baseline
▲ 0.50% · 4.625%
HK$23,754
+HK$1,190/mo
Deposit HK$2.27M · loan HK$4.22M · min. income ≈ HK$45,128/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$184,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,723
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,368
−HK$655/mo
Today · 4.125%
HK$22,023
baseline
▲ 0.50% · 4.625%
HK$23,363
+HK$1,340/mo
Deposit HK$1.95M · loan HK$4.54M · min. income ≈ HK$44,046/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$184,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,055
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,673
−HK$627/mo
Today · 4.125%
HK$24,300
baseline
▲ 0.50% · 4.625%
HK$25,581
+HK$1,281/mo
Deposit HK$1.95M · loan HK$4.54M · min. income ≈ HK$48,600/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$184,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,204
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,894
−HK$702/mo
Today · 4.125%
HK$23,596
baseline
▲ 0.50% · 4.625%
HK$25,032
+HK$1,436/mo
Deposit HK$1.62M · loan HK$4.87M · min. income ≈ HK$47,192/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$184,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,701
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,364
−HK$672/mo
Today · 4.125%
HK$26,036
baseline
▲ 0.50% · 4.625%
HK$27,408
+HK$1,372/mo
Deposit HK$1.62M · loan HK$4.87M · min. income ≈ HK$52,072/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$184,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,684
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,421
−HK$748/mo
Today · 4.125%
HK$25,169
baseline
▲ 0.50% · 4.625%
HK$26,701
+HK$1,532/mo
Deposit HK$1.30M · loan HK$5.19M · min. income ≈ HK$50,338/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$184,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,348
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,055
−HK$717/mo
Today · 4.125%
HK$27,772
baseline
▲ 0.50% · 4.625%
HK$29,236
+HK$1,464/mo
Deposit HK$1.30M · loan HK$5.19M · min. income ≈ HK$55,544/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$184,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,164
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$25,947
−HK$795/mo
Today · 4.125%
HK$26,742
baseline
▲ 0.50% · 4.625%
HK$28,369
+HK$1,627/mo
Deposit HK$974K · loan HK$5.52M · min. income ≈ HK$53,484/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$184,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,995
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,746
−HK$761/mo
Today · 4.125%
HK$29,507
baseline
▲ 0.50% · 4.625%
HK$31,063
+HK$1,556/mo
Deposit HK$974K · loan HK$5.52M · min. income ≈ HK$59,014/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$184,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,644
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,473
−HK$842/mo
Today · 4.125%
HK$28,315
baseline
▲ 0.50% · 4.625%
HK$30,038
+HK$1,723/mo
Deposit HK$649K · loan HK$5.84M · min. income ≈ HK$56,630/mo (50% DSR)
Upfront cash ≈ HK$833K (deposit + AVD stamp duty HK$184,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,642
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,437
−HK$806/mo
Today · 4.125%
HK$31,243
baseline
▲ 0.50% · 4.625%
HK$32,890
+HK$1,647/mo
Deposit HK$649K · loan HK$5.84M · min. income ≈ HK$62,486/mo (50% DSR)
Upfront cash ≈ HK$833K (deposit + AVD stamp duty HK$184,158 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).