▼ 0.50% · 3.625%
HK$14,768
−HK$926/mo
▼ 0.25% · 3.875%
HK$15,228
−HK$466/mo
Today · 4.125%
HK$15,694
baseline
▲ 0.50% · 4.625%
HK$16,649
+HK$955/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$31,388/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$182,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,429
−HK$888/mo
▼ 0.25% · 3.875%
HK$16,870
−HK$447/mo
Today · 4.125%
HK$17,317
baseline
▲ 0.50% · 4.625%
HK$18,230
+HK$913/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$34,634/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$182,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,245
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$16,750
−HK$514/mo
Today · 4.125%
HK$17,264
baseline
▲ 0.50% · 4.625%
HK$18,314
+HK$1,050/mo
Deposit HK$2.91M · loan HK$3.56M · min. income ≈ HK$34,528/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$182,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,072
−HK$977/mo
▼ 0.25% · 3.875%
HK$18,557
−HK$492/mo
Today · 4.125%
HK$19,049
baseline
▲ 0.50% · 4.625%
HK$20,053
+HK$1,004/mo
Deposit HK$2.91M · loan HK$3.56M · min. income ≈ HK$38,098/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$182,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,722
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$18,273
−HK$560/mo
Today · 4.125%
HK$18,833
baseline
▲ 0.50% · 4.625%
HK$19,979
+HK$1,146/mo
Deposit HK$2.59M · loan HK$3.89M · min. income ≈ HK$37,666/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$182,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,715
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,244
−HK$537/mo
Today · 4.125%
HK$20,781
baseline
▲ 0.50% · 4.625%
HK$21,876
+HK$1,095/mo
Deposit HK$2.59M · loan HK$3.89M · min. income ≈ HK$41,562/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$182,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,199
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$19,796
−HK$607/mo
Today · 4.125%
HK$20,403
baseline
▲ 0.50% · 4.625%
HK$21,644
+HK$1,241/mo
Deposit HK$2.27M · loan HK$4.21M · min. income ≈ HK$40,806/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$182,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,358
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$21,931
−HK$581/mo
Today · 4.125%
HK$22,512
baseline
▲ 0.50% · 4.625%
HK$23,699
+HK$1,187/mo
Deposit HK$2.27M · loan HK$4.21M · min. income ≈ HK$45,024/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$182,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,676
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,319
−HK$653/mo
Today · 4.125%
HK$21,972
baseline
▲ 0.50% · 4.625%
HK$23,309
+HK$1,337/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$43,944/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$182,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,001
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,618
−HK$626/mo
Today · 4.125%
HK$24,244
baseline
▲ 0.50% · 4.625%
HK$25,522
+HK$1,278/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$48,488/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$182,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,152
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,841
−HK$700/mo
Today · 4.125%
HK$23,541
baseline
▲ 0.50% · 4.625%
HK$24,974
+HK$1,433/mo
Deposit HK$1.62M · loan HK$4.86M · min. income ≈ HK$47,082/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$182,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,644
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,305
−HK$671/mo
Today · 4.125%
HK$25,976
baseline
▲ 0.50% · 4.625%
HK$27,345
+HK$1,369/mo
Deposit HK$1.62M · loan HK$4.86M · min. income ≈ HK$51,952/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$182,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,629
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,364
−HK$747/mo
Today · 4.125%
HK$25,111
baseline
▲ 0.50% · 4.625%
HK$26,639
+HK$1,528/mo
Deposit HK$1.30M · loan HK$5.18M · min. income ≈ HK$50,222/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$182,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,287
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,992
−HK$715/mo
Today · 4.125%
HK$27,707
baseline
▲ 0.50% · 4.625%
HK$29,168
+HK$1,461/mo
Deposit HK$1.30M · loan HK$5.18M · min. income ≈ HK$55,414/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$182,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,106
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,887
−HK$793/mo
Today · 4.125%
HK$26,680
baseline
▲ 0.50% · 4.625%
HK$28,304
+HK$1,624/mo
Deposit HK$971K · loan HK$5.51M · min. income ≈ HK$53,360/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$182,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,930
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,679
−HK$760/mo
Today · 4.125%
HK$29,439
baseline
▲ 0.50% · 4.625%
HK$30,991
+HK$1,552/mo
Deposit HK$971K · loan HK$5.51M · min. income ≈ HK$58,878/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$182,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,583
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,410
−HK$840/mo
Today · 4.125%
HK$28,250
baseline
▲ 0.50% · 4.625%
HK$29,969
+HK$1,719/mo
Deposit HK$648K · loan HK$5.83M · min. income ≈ HK$56,500/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$182,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,573
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,366
−HK$805/mo
Today · 4.125%
HK$31,171
baseline
▲ 0.50% · 4.625%
HK$32,814
+HK$1,643/mo
Deposit HK$648K · loan HK$5.83M · min. income ≈ HK$62,342/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$182,657 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).