▼ 0.50% · 3.625%
HK$16,433
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$16,944
−HK$519/mo
Today · 4.125%
HK$17,463
baseline
▲ 0.50% · 4.625%
HK$18,526
+HK$1,063/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,926/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,281
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,771
−HK$498/mo
Today · 4.125%
HK$19,269
baseline
▲ 0.50% · 4.625%
HK$20,284
+HK$1,015/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,538/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,076
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$18,638
−HK$571/mo
Today · 4.125%
HK$19,209
baseline
▲ 0.50% · 4.625%
HK$20,378
+HK$1,169/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$38,418/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,109
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,649
−HK$547/mo
Today · 4.125%
HK$21,196
baseline
▲ 0.50% · 4.625%
HK$22,313
+HK$1,117/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$42,392/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,719
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,333
−HK$623/mo
Today · 4.125%
HK$20,956
baseline
▲ 0.50% · 4.625%
HK$22,231
+HK$1,275/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,912/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,937
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,526
−HK$597/mo
Today · 4.125%
HK$23,123
baseline
▲ 0.50% · 4.625%
HK$24,341
+HK$1,218/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,246/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,362
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,027
−HK$675/mo
Today · 4.125%
HK$22,702
baseline
▲ 0.50% · 4.625%
HK$24,083
+HK$1,381/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$45,404/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,765
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,403
−HK$646/mo
Today · 4.125%
HK$25,049
baseline
▲ 0.50% · 4.625%
HK$26,370
+HK$1,321/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$50,098/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,006
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,721
−HK$727/mo
Today · 4.125%
HK$24,448
baseline
▲ 0.50% · 4.625%
HK$25,936
+HK$1,488/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$48,896/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,594
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,280
−HK$696/mo
Today · 4.125%
HK$26,976
baseline
▲ 0.50% · 4.625%
HK$28,398
+HK$1,422/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$53,952/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,649
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,416
−HK$779/mo
Today · 4.125%
HK$26,195
baseline
▲ 0.50% · 4.625%
HK$27,789
+HK$1,594/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$52,390/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,422
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,157
−HK$746/mo
Today · 4.125%
HK$28,903
baseline
▲ 0.50% · 4.625%
HK$30,427
+HK$1,524/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$57,806/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,292
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,110
−HK$831/mo
Today · 4.125%
HK$27,941
baseline
▲ 0.50% · 4.625%
HK$29,641
+HK$1,700/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$55,882/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,250
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,034
−HK$796/mo
Today · 4.125%
HK$30,830
baseline
▲ 0.50% · 4.625%
HK$32,455
+HK$1,625/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$61,660/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,935
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,804
−HK$883/mo
Today · 4.125%
HK$29,687
baseline
▲ 0.50% · 4.625%
HK$31,494
+HK$1,807/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$59,374/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,078
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,911
−HK$846/mo
Today · 4.125%
HK$32,757
baseline
▲ 0.50% · 4.625%
HK$34,484
+HK$1,727/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$65,514/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,579
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,499
−HK$935/mo
Today · 4.125%
HK$31,434
baseline
▲ 0.50% · 4.625%
HK$33,346
+HK$1,912/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$62,868/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,906
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,789
−HK$895/mo
Today · 4.125%
HK$34,684
baseline
▲ 0.50% · 4.625%
HK$36,512
+HK$1,828/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$69,368/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,195 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).