▼ 0.50% · 3.625%
HK$14,950
−HK$938/mo
▼ 0.25% · 3.875%
HK$15,415
−HK$473/mo
Today · 4.125%
HK$15,888
baseline
▲ 0.50% · 4.625%
HK$16,855
+HK$967/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$31,776/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$190,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,632
−HK$899/mo
▼ 0.25% · 3.875%
HK$17,078
−HK$453/mo
Today · 4.125%
HK$17,531
baseline
▲ 0.50% · 4.625%
HK$18,455
+HK$924/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$35,062/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$190,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,445
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$16,957
−HK$520/mo
Today · 4.125%
HK$17,477
baseline
▲ 0.50% · 4.625%
HK$18,540
+HK$1,063/mo
Deposit HK$2.95M · loan HK$3.61M · min. income ≈ HK$34,954/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$190,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,295
−HK$989/mo
▼ 0.25% · 3.875%
HK$18,786
−HK$498/mo
Today · 4.125%
HK$19,284
baseline
▲ 0.50% · 4.625%
HK$20,300
+HK$1,016/mo
Deposit HK$2.95M · loan HK$3.61M · min. income ≈ HK$38,568/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$190,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,940
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$18,499
−HK$566/mo
Today · 4.125%
HK$19,065
baseline
▲ 0.50% · 4.625%
HK$20,226
+HK$1,161/mo
Deposit HK$2.62M · loan HK$3.93M · min. income ≈ HK$38,130/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$190,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,959
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$20,494
−HK$543/mo
Today · 4.125%
HK$21,037
baseline
▲ 0.50% · 4.625%
HK$22,146
+HK$1,109/mo
Deposit HK$2.62M · loan HK$3.93M · min. income ≈ HK$42,074/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$190,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,436
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,040
−HK$614/mo
Today · 4.125%
HK$20,654
baseline
▲ 0.50% · 4.625%
HK$21,911
+HK$1,257/mo
Deposit HK$2.29M · loan HK$4.26M · min. income ≈ HK$41,308/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$190,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,622
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,202
−HK$588/mo
Today · 4.125%
HK$22,790
baseline
▲ 0.50% · 4.625%
HK$23,991
+HK$1,201/mo
Deposit HK$2.29M · loan HK$4.26M · min. income ≈ HK$45,580/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$190,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,931
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,582
−HK$661/mo
Today · 4.125%
HK$22,243
baseline
▲ 0.50% · 4.625%
HK$23,597
+HK$1,354/mo
Deposit HK$1.97M · loan HK$4.59M · min. income ≈ HK$44,486/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$190,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,285
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,910
−HK$633/mo
Today · 4.125%
HK$24,543
baseline
▲ 0.50% · 4.625%
HK$25,837
+HK$1,294/mo
Deposit HK$1.97M · loan HK$4.59M · min. income ≈ HK$49,086/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$190,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,426
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,123
−HK$709/mo
Today · 4.125%
HK$23,832
baseline
▲ 0.50% · 4.625%
HK$25,282
+HK$1,450/mo
Deposit HK$1.64M · loan HK$4.92M · min. income ≈ HK$47,664/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$190,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,948
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,617
−HK$679/mo
Today · 4.125%
HK$26,296
baseline
▲ 0.50% · 4.625%
HK$27,682
+HK$1,386/mo
Deposit HK$1.64M · loan HK$4.92M · min. income ≈ HK$52,592/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$190,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,921
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,665
−HK$756/mo
Today · 4.125%
HK$25,421
baseline
▲ 0.50% · 4.625%
HK$26,967
+HK$1,546/mo
Deposit HK$1.31M · loan HK$5.25M · min. income ≈ HK$50,842/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$190,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,611
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,325
−HK$724/mo
Today · 4.125%
HK$28,049
baseline
▲ 0.50% · 4.625%
HK$29,528
+HK$1,479/mo
Deposit HK$1.31M · loan HK$5.25M · min. income ≈ HK$56,098/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$190,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,416
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$26,206
−HK$803/mo
Today · 4.125%
HK$27,009
baseline
▲ 0.50% · 4.625%
HK$28,653
+HK$1,644/mo
Deposit HK$983K · loan HK$5.57M · min. income ≈ HK$54,018/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$190,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,275
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,033
−HK$769/mo
Today · 4.125%
HK$29,802
baseline
▲ 0.50% · 4.625%
HK$31,373
+HK$1,571/mo
Deposit HK$983K · loan HK$5.57M · min. income ≈ HK$59,604/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$190,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,911
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,748
−HK$850/mo
Today · 4.125%
HK$28,598
baseline
▲ 0.50% · 4.625%
HK$30,338
+HK$1,740/mo
Deposit HK$656K · loan HK$5.90M · min. income ≈ HK$57,196/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$190,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,938
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,741
−HK$814/mo
Today · 4.125%
HK$31,555
baseline
▲ 0.50% · 4.625%
HK$33,219
+HK$1,664/mo
Deposit HK$656K · loan HK$5.90M · min. income ≈ HK$63,110/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$190,646 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).