▼ 0.50% · 3.625%
HK$15,568
−HK$977/mo
▼ 0.25% · 3.875%
HK$16,053
−HK$492/mo
Today · 4.125%
HK$16,545
baseline
▲ 0.50% · 4.625%
HK$17,551
+HK$1,006/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$33,090/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$204,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,320
−HK$935/mo
▼ 0.25% · 3.875%
HK$17,784
−HK$471/mo
Today · 4.125%
HK$18,255
baseline
▲ 0.50% · 4.625%
HK$19,218
+HK$963/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$36,510/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$204,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,125
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,658
−HK$541/mo
Today · 4.125%
HK$18,199
baseline
▲ 0.50% · 4.625%
HK$19,306
+HK$1,107/mo
Deposit HK$3.07M · loan HK$3.76M · min. income ≈ HK$36,398/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$204,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,052
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,563
−HK$518/mo
Today · 4.125%
HK$20,081
baseline
▲ 0.50% · 4.625%
HK$21,139
+HK$1,058/mo
Deposit HK$3.07M · loan HK$3.76M · min. income ≈ HK$40,162/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$204,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,682
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,263
−HK$591/mo
Today · 4.125%
HK$19,854
baseline
▲ 0.50% · 4.625%
HK$21,062
+HK$1,208/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$39,708/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$204,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,784
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,341
−HK$565/mo
Today · 4.125%
HK$21,906
baseline
▲ 0.50% · 4.625%
HK$23,061
+HK$1,155/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$43,812/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$204,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,239
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,868
−HK$640/mo
Today · 4.125%
HK$21,508
baseline
▲ 0.50% · 4.625%
HK$22,817
+HK$1,309/mo
Deposit HK$2.39M · loan HK$4.44M · min. income ≈ HK$43,016/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,515
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,119
−HK$613/mo
Today · 4.125%
HK$23,732
baseline
▲ 0.50% · 4.625%
HK$24,983
+HK$1,251/mo
Deposit HK$2.39M · loan HK$4.44M · min. income ≈ HK$47,464/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,796
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,474
−HK$688/mo
Today · 4.125%
HK$23,162
baseline
▲ 0.50% · 4.625%
HK$24,572
+HK$1,410/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$46,324/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,247
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,898
−HK$659/mo
Today · 4.125%
HK$25,557
baseline
▲ 0.50% · 4.625%
HK$26,905
+HK$1,348/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$51,114/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,352
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,079
−HK$738/mo
Today · 4.125%
HK$24,817
baseline
▲ 0.50% · 4.625%
HK$26,327
+HK$1,510/mo
Deposit HK$1.71M · loan HK$5.12M · min. income ≈ HK$49,634/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,979
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,676
−HK$707/mo
Today · 4.125%
HK$27,383
baseline
▲ 0.50% · 4.625%
HK$28,826
+HK$1,443/mo
Deposit HK$1.71M · loan HK$5.12M · min. income ≈ HK$54,766/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,909
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,684
−HK$787/mo
Today · 4.125%
HK$26,471
baseline
▲ 0.50% · 4.625%
HK$28,082
+HK$1,611/mo
Deposit HK$1.37M · loan HK$5.46M · min. income ≈ HK$52,942/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,711
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,455
−HK$754/mo
Today · 4.125%
HK$29,209
baseline
▲ 0.50% · 4.625%
HK$30,748
+HK$1,539/mo
Deposit HK$1.37M · loan HK$5.46M · min. income ≈ HK$58,418/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,466
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,289
−HK$837/mo
Today · 4.125%
HK$28,126
baseline
▲ 0.50% · 4.625%
HK$29,837
+HK$1,711/mo
Deposit HK$1.02M · loan HK$5.80M · min. income ≈ HK$56,252/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,443
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,233
−HK$801/mo
Today · 4.125%
HK$31,034
baseline
▲ 0.50% · 4.625%
HK$32,670
+HK$1,636/mo
Deposit HK$1.02M · loan HK$5.80M · min. income ≈ HK$62,068/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,023
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,895
−HK$885/mo
Today · 4.125%
HK$29,780
baseline
▲ 0.50% · 4.625%
HK$31,592
+HK$1,812/mo
Deposit HK$683K · loan HK$6.14M · min. income ≈ HK$59,560/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$204,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,175
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,011
−HK$849/mo
Today · 4.125%
HK$32,860
baseline
▲ 0.50% · 4.625%
HK$34,592
+HK$1,732/mo
Deposit HK$683K · loan HK$6.14M · min. income ≈ HK$65,720/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$204,824 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).