▼ 0.50% · 3.625%
HK$12,560
−HK$788/mo
▼ 0.25% · 3.875%
HK$12,951
−HK$397/mo
Today · 4.125%
HK$13,348
baseline
▲ 0.50% · 4.625%
HK$14,160
+HK$812/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$26,696/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$123,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,973
−HK$755/mo
▼ 0.25% · 3.875%
HK$14,348
−HK$380/mo
Today · 4.125%
HK$14,728
baseline
▲ 0.50% · 4.625%
HK$15,505
+HK$777/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$29,456/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$123,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,816
−HK$867/mo
▼ 0.25% · 3.875%
HK$14,246
−HK$437/mo
Today · 4.125%
HK$14,683
baseline
▲ 0.50% · 4.625%
HK$15,576
+HK$893/mo
Deposit HK$2.48M · loan HK$3.03M · min. income ≈ HK$29,366/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$123,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,371
−HK$830/mo
▼ 0.25% · 3.875%
HK$15,783
−HK$418/mo
Today · 4.125%
HK$16,201
baseline
▲ 0.50% · 4.625%
HK$17,055
+HK$854/mo
Deposit HK$2.48M · loan HK$3.03M · min. income ≈ HK$32,402/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$123,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,072
−HK$946/mo
▼ 0.25% · 3.875%
HK$15,541
−HK$477/mo
Today · 4.125%
HK$16,018
baseline
▲ 0.50% · 4.625%
HK$16,992
+HK$974/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$32,036/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$123,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,768
−HK$906/mo
▼ 0.25% · 3.875%
HK$17,218
−HK$456/mo
Today · 4.125%
HK$17,674
baseline
▲ 0.50% · 4.625%
HK$18,606
+HK$932/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$35,348/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$123,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,329
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$16,836
−HK$516/mo
Today · 4.125%
HK$17,352
baseline
▲ 0.50% · 4.625%
HK$18,408
+HK$1,056/mo
Deposit HK$1.93M · loan HK$3.58M · min. income ≈ HK$34,704/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$123,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,165
−HK$982/mo
▼ 0.25% · 3.875%
HK$18,653
−HK$494/mo
Today · 4.125%
HK$19,147
baseline
▲ 0.50% · 4.625%
HK$20,156
+HK$1,009/mo
Deposit HK$1.93M · loan HK$3.58M · min. income ≈ HK$38,294/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$123,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,585
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$18,132
−HK$555/mo
Today · 4.125%
HK$18,687
baseline
▲ 0.50% · 4.625%
HK$19,824
+HK$1,137/mo
Deposit HK$1.65M · loan HK$3.86M · min. income ≈ HK$37,374/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$123,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,563
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$20,087
−HK$533/mo
Today · 4.125%
HK$20,620
baseline
▲ 0.50% · 4.625%
HK$21,706
+HK$1,086/mo
Deposit HK$1.65M · loan HK$3.86M · min. income ≈ HK$41,240/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$123,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,841
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,427
−HK$595/mo
Today · 4.125%
HK$20,022
baseline
▲ 0.50% · 4.625%
HK$21,240
+HK$1,218/mo
Deposit HK$1.38M · loan HK$4.13M · min. income ≈ HK$40,044/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$123,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,960
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,522
−HK$570/mo
Today · 4.125%
HK$22,092
baseline
▲ 0.50% · 4.625%
HK$23,257
+HK$1,165/mo
Deposit HK$1.38M · loan HK$4.13M · min. income ≈ HK$44,184/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$123,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,097
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,722
−HK$635/mo
Today · 4.125%
HK$21,357
baseline
▲ 0.50% · 4.625%
HK$22,656
+HK$1,299/mo
Deposit HK$1.10M · loan HK$4.41M · min. income ≈ HK$42,714/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$123,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,357
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,957
−HK$608/mo
Today · 4.125%
HK$23,565
baseline
▲ 0.50% · 4.625%
HK$24,807
+HK$1,242/mo
Deposit HK$1.10M · loan HK$4.41M · min. income ≈ HK$47,130/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$123,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,353
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,017
−HK$675/mo
Today · 4.125%
HK$22,692
baseline
▲ 0.50% · 4.625%
HK$24,072
+HK$1,380/mo
Deposit HK$826K · loan HK$4.68M · min. income ≈ HK$45,384/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$123,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,755
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,392
−HK$646/mo
Today · 4.125%
HK$25,038
baseline
▲ 0.50% · 4.625%
HK$26,358
+HK$1,320/mo
Deposit HK$826K · loan HK$4.68M · min. income ≈ HK$50,076/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$123,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,609
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,312
−HK$715/mo
Today · 4.125%
HK$24,027
baseline
▲ 0.50% · 4.625%
HK$25,488
+HK$1,461/mo
Deposit HK$551K · loan HK$4.96M · min. income ≈ HK$48,054/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$123,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,152
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,827
−HK$684/mo
Today · 4.125%
HK$26,511
baseline
▲ 0.50% · 4.625%
HK$27,908
+HK$1,397/mo
Deposit HK$551K · loan HK$4.96M · min. income ≈ HK$53,022/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$123,938 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).