▼ 0.50% · 3.625%
HK$15,446
−HK$969/mo
▼ 0.25% · 3.875%
HK$15,927
−HK$488/mo
Today · 4.125%
HK$16,415
baseline
▲ 0.50% · 4.625%
HK$17,414
+HK$999/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$32,830/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,184
−HK$928/mo
▼ 0.25% · 3.875%
HK$17,645
−HK$467/mo
Today · 4.125%
HK$18,112
baseline
▲ 0.50% · 4.625%
HK$19,067
+HK$955/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$36,224/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,991
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,520
−HK$537/mo
Today · 4.125%
HK$18,057
baseline
▲ 0.50% · 4.625%
HK$19,155
+HK$1,098/mo
Deposit HK$3.05M · loan HK$3.73M · min. income ≈ HK$36,114/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$203,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,902
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$19,409
−HK$515/mo
Today · 4.125%
HK$19,924
baseline
▲ 0.50% · 4.625%
HK$20,974
+HK$1,050/mo
Deposit HK$3.05M · loan HK$3.73M · min. income ≈ HK$39,848/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$203,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,536
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,112
−HK$586/mo
Today · 4.125%
HK$19,698
baseline
▲ 0.50% · 4.625%
HK$20,897
+HK$1,199/mo
Deposit HK$2.71M · loan HK$4.06M · min. income ≈ HK$39,396/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$203,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,621
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,174
−HK$561/mo
Today · 4.125%
HK$21,735
baseline
▲ 0.50% · 4.625%
HK$22,881
+HK$1,146/mo
Deposit HK$2.71M · loan HK$4.06M · min. income ≈ HK$43,470/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$203,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,080
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,705
−HK$635/mo
Today · 4.125%
HK$21,340
baseline
▲ 0.50% · 4.625%
HK$22,638
+HK$1,298/mo
Deposit HK$2.37M · loan HK$4.40M · min. income ≈ HK$42,680/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$203,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,339
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,938
−HK$608/mo
Today · 4.125%
HK$23,546
baseline
▲ 0.50% · 4.625%
HK$24,787
+HK$1,241/mo
Deposit HK$2.37M · loan HK$4.40M · min. income ≈ HK$47,092/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$203,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,625
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,298
−HK$683/mo
Today · 4.125%
HK$22,981
baseline
▲ 0.50% · 4.625%
HK$24,379
+HK$1,398/mo
Deposit HK$2.03M · loan HK$4.74M · min. income ≈ HK$45,962/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,058
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,703
−HK$654/mo
Today · 4.125%
HK$25,357
baseline
▲ 0.50% · 4.625%
HK$26,694
+HK$1,337/mo
Deposit HK$2.03M · loan HK$4.74M · min. income ≈ HK$50,714/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,170
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,890
−HK$733/mo
Today · 4.125%
HK$24,623
baseline
▲ 0.50% · 4.625%
HK$26,121
+HK$1,498/mo
Deposit HK$1.69M · loan HK$5.08M · min. income ≈ HK$49,246/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,776
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,467
−HK$702/mo
Today · 4.125%
HK$27,169
baseline
▲ 0.50% · 4.625%
HK$28,601
+HK$1,432/mo
Deposit HK$1.69M · loan HK$5.08M · min. income ≈ HK$54,338/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,714
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,483
−HK$781/mo
Today · 4.125%
HK$26,264
baseline
▲ 0.50% · 4.625%
HK$27,862
+HK$1,598/mo
Deposit HK$1.35M · loan HK$5.42M · min. income ≈ HK$52,528/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,494
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,232
−HK$748/mo
Today · 4.125%
HK$28,980
baseline
▲ 0.50% · 4.625%
HK$30,507
+HK$1,527/mo
Deposit HK$1.35M · loan HK$5.42M · min. income ≈ HK$57,960/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,259
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,076
−HK$830/mo
Today · 4.125%
HK$27,906
baseline
▲ 0.50% · 4.625%
HK$29,604
+HK$1,698/mo
Deposit HK$1.02M · loan HK$5.76M · min. income ≈ HK$55,812/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,213
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,996
−HK$795/mo
Today · 4.125%
HK$30,791
baseline
▲ 0.50% · 4.625%
HK$32,414
+HK$1,623/mo
Deposit HK$1.02M · loan HK$5.76M · min. income ≈ HK$61,582/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,804
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,668
−HK$879/mo
Today · 4.125%
HK$29,547
baseline
▲ 0.50% · 4.625%
HK$31,345
+HK$1,798/mo
Deposit HK$677K · loan HK$6.10M · min. income ≈ HK$59,094/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$203,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,931
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,761
−HK$841/mo
Today · 4.125%
HK$32,602
baseline
▲ 0.50% · 4.625%
HK$34,321
+HK$1,719/mo
Deposit HK$677K · loan HK$6.10M · min. income ≈ HK$65,204/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$203,220 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).