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At today's rate and a 90% mortgage, the deposit on this unit is about HK$605K, with repayments around HK$26,389/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$605K · loan HK$5.45M · min. income ≈ HK$52,778/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$140,003 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Tin Sau Station.
Family-friendly — 77 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- F
- Saleable Area
- 681 Saleable ft²
- Gross Area
- 902 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-14 | HK$5.25M | −6.9% 7.6y · −1.0%/yr |
| 2017-05-02 | HK$5.64M | +56.6% 3.0y · 19.0%/yr |
| 2014-04-29 | HK$3.60M | +12.5% |
| 2012-07-19 | HK$3.20M | +85.0% |
| 2010-02-02 | HK$1.73M | −11.3% |
| 2008-02-15 | HK$1.95M | +23.4% |
| 2007-05-17 | HK$1.58M | +6.0% |
| 2003-10-31 | HK$1.49M | — |