▼ 0.50% · 3.625%
HK$15,730
−HK$987/mo
▼ 0.25% · 3.875%
HK$16,220
−HK$497/mo
Today · 4.125%
HK$16,717
baseline
▲ 0.50% · 4.625%
HK$17,734
+HK$1,017/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,434/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$206,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,500
−HK$945/mo
▼ 0.25% · 3.875%
HK$17,969
−HK$476/mo
Today · 4.125%
HK$18,445
baseline
▲ 0.50% · 4.625%
HK$19,418
+HK$973/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,890/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$206,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,303
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$17,842
−HK$546/mo
Today · 4.125%
HK$18,388
baseline
▲ 0.50% · 4.625%
HK$19,507
+HK$1,119/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$36,776/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,250
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,766
−HK$524/mo
Today · 4.125%
HK$20,290
baseline
▲ 0.50% · 4.625%
HK$21,359
+HK$1,069/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$40,580/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,876
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,464
−HK$596/mo
Today · 4.125%
HK$20,060
baseline
▲ 0.50% · 4.625%
HK$21,281
+HK$1,221/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,120/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$206,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,000
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$21,563
−HK$571/mo
Today · 4.125%
HK$22,134
baseline
▲ 0.50% · 4.625%
HK$23,301
+HK$1,167/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,268/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$206,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,449
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,086
−HK$646/mo
Today · 4.125%
HK$21,732
baseline
▲ 0.50% · 4.625%
HK$23,054
+HK$1,322/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$43,464/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,750
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,360
−HK$619/mo
Today · 4.125%
HK$23,979
baseline
▲ 0.50% · 4.625%
HK$25,243
+HK$1,264/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$47,958/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,022
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,707
−HK$696/mo
Today · 4.125%
HK$23,403
baseline
▲ 0.50% · 4.625%
HK$24,828
+HK$1,425/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$46,806/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$206,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,500
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,157
−HK$666/mo
Today · 4.125%
HK$25,823
baseline
▲ 0.50% · 4.625%
HK$27,185
+HK$1,362/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$51,646/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$206,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,595
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,329
−HK$746/mo
Today · 4.125%
HK$25,075
baseline
▲ 0.50% · 4.625%
HK$26,601
+HK$1,526/mo
Deposit HK$1.72M · loan HK$5.17M · min. income ≈ HK$50,150/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,250
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,954
−HK$714/mo
Today · 4.125%
HK$27,668
baseline
▲ 0.50% · 4.625%
HK$29,126
+HK$1,458/mo
Deposit HK$1.72M · loan HK$5.17M · min. income ≈ HK$55,336/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,169
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$25,951
−HK$796/mo
Today · 4.125%
HK$26,747
baseline
▲ 0.50% · 4.625%
HK$28,374
+HK$1,627/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$53,494/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$206,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,000
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,751
−HK$761/mo
Today · 4.125%
HK$29,512
baseline
▲ 0.50% · 4.625%
HK$31,068
+HK$1,556/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$59,024/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$206,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,742
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,573
−HK$845/mo
Today · 4.125%
HK$28,418
baseline
▲ 0.50% · 4.625%
HK$30,148
+HK$1,730/mo
Deposit HK$1.03M · loan HK$5.86M · min. income ≈ HK$56,836/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,750
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,548
−HK$809/mo
Today · 4.125%
HK$31,357
baseline
▲ 0.50% · 4.625%
HK$33,010
+HK$1,653/mo
Deposit HK$1.03M · loan HK$5.86M · min. income ≈ HK$62,714/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,315
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,195
−HK$895/mo
Today · 4.125%
HK$30,090
baseline
▲ 0.50% · 4.625%
HK$31,921
+HK$1,831/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$60,180/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$206,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,500
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,345
−HK$857/mo
Today · 4.125%
HK$33,202
baseline
▲ 0.50% · 4.625%
HK$34,952
+HK$1,750/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$66,404/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$206,955 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).