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At today's rate and a 90% mortgage, the deposit on this unit is about HK$437K, with repayments around HK$19,065/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$437K · loan HK$3.93M · min. income ≈ HK$38,130/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$65,564 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Tin Sau Station.
Family-friendly — 77 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- C
- Saleable Area
- 518 Saleable ft²
- Gross Area
- 715 ft²
- Efficiency
- 72%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-22 | HK$5.53M | +19.7% 3.2y · 6.0%/yr |
| 2017-10-25 | HK$4.62M | +56.5% 3.5y · 16.0%/yr |
| 2014-04-10 | HK$2.95M | +38.5% |
| 2012-01-17 | HK$2.13M | +55.5% |
| 2009-08-20 | HK$1.37M | +26.9% |
| 2003-11-03 | HK$1.08M | — |