▼ 0.50% · 3.625%
HK$21,593
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,265
−HK$683/mo
Today · 4.125%
HK$22,948
baseline
▲ 0.50% · 4.625%
HK$24,344
+HK$1,396/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,896/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,022
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,667
−HK$653/mo
Today · 4.125%
HK$25,320
baseline
▲ 0.50% · 4.625%
HK$26,655
+HK$1,335/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,640/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,753
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,492
−HK$750/mo
Today · 4.125%
HK$25,242
baseline
▲ 0.50% · 4.625%
HK$26,778
+HK$1,536/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$50,484/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$316,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,425
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,133
−HK$719/mo
Today · 4.125%
HK$27,852
baseline
▲ 0.50% · 4.625%
HK$29,321
+HK$1,469/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$55,704/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$316,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,912
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,718
−HK$819/mo
Today · 4.125%
HK$27,537
baseline
▲ 0.50% · 4.625%
HK$29,213
+HK$1,676/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$55,074/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,827
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,600
−HK$784/mo
Today · 4.125%
HK$30,384
baseline
▲ 0.50% · 4.625%
HK$31,986
+HK$1,602/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$60,768/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,071
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,945
−HK$887/mo
Today · 4.125%
HK$29,832
baseline
▲ 0.50% · 4.625%
HK$31,647
+HK$1,815/mo
Deposit HK$3.31M · loan HK$6.16M · min. income ≈ HK$59,664/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,229
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,067
−HK$849/mo
Today · 4.125%
HK$32,916
baseline
▲ 0.50% · 4.625%
HK$34,652
+HK$1,736/mo
Deposit HK$3.31M · loan HK$6.16M · min. income ≈ HK$65,832/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,231
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,171
−HK$956/mo
Today · 4.125%
HK$32,127
baseline
▲ 0.50% · 4.625%
HK$34,081
+HK$1,954/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$64,254/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,631
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,533
−HK$915/mo
Today · 4.125%
HK$35,448
baseline
▲ 0.50% · 4.625%
HK$37,317
+HK$1,869/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$70,896/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,390
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,398
−HK$1,023/mo
Today · 4.125%
HK$34,421
baseline
▲ 0.50% · 4.625%
HK$36,516
+HK$2,095/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$68,842/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,034
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$37,000
−HK$980/mo
Today · 4.125%
HK$37,980
baseline
▲ 0.50% · 4.625%
HK$39,983
+HK$2,003/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$75,960/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,549
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,624
−HK$1,092/mo
Today · 4.125%
HK$36,716
baseline
▲ 0.50% · 4.625%
HK$38,950
+HK$2,234/mo
Deposit HK$1.89M · loan HK$7.58M · min. income ≈ HK$73,432/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,436
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,467
−HK$1,046/mo
Today · 4.125%
HK$40,513
baseline
▲ 0.50% · 4.625%
HK$42,648
+HK$2,135/mo
Deposit HK$1.89M · loan HK$7.58M · min. income ≈ HK$81,026/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,709
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,851
−HK$1,160/mo
Today · 4.125%
HK$39,011
baseline
▲ 0.50% · 4.625%
HK$41,385
+HK$2,374/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$78,022/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,838
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,933
−HK$1,112/mo
Today · 4.125%
HK$43,045
baseline
▲ 0.50% · 4.625%
HK$45,314
+HK$2,269/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$86,090/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,868
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,077
−HK$1,229/mo
Today · 4.125%
HK$41,306
baseline
▲ 0.50% · 4.625%
HK$43,819
+HK$2,513/mo
Deposit HK$947K · loan HK$8.52M · min. income ≈ HK$82,612/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,240
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,400
−HK$1,177/mo
Today · 4.125%
HK$45,577
baseline
▲ 0.50% · 4.625%
HK$47,979
+HK$2,402/mo
Deposit HK$947K · loan HK$8.52M · min. income ≈ HK$91,154/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,974 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).