10/F F
in KINGSWOOD VILLAS PHASE 7 KENSWOOD COURT BLOCK 12
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$422K, with repayments around HK$18,414/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$422K · loan HK$3.80M · min. income ≈ HK$36,828/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$44,402 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Ginza Station.
Family-friendly — 80 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- F
- Saleable Area
- 442 Saleable ft²
- Gross Area
- 576 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-03-22 | HK$4.10M | +129.1% 6.2y · 21.0%/yr |
| 2011-01-03 | HK$1.79M | +23.4% |
| 2010-08-06 | HK$1.45M | +17.9% |
| 2008-05-21 | HK$1.23M | +5.1% |
| 2005-04-28 | HK$1.17M | +13.6% |
| 2005-04-08 | HK$1.03M | −18.3% |
| 1995-10-13 | HK$1.26M | — |