27/F D
in KINGSWOOD VILLAS PHASE 7 KENSWOOD COURT BLOCK 12
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$519K, with repayments around HK$22,658/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$519K · loan HK$4.68M · min. income ≈ HK$45,316/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$116,880 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Ginza Station.
Family-friendly — 80 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- D
- Saleable Area
- 544 Saleable ft²
- Gross Area
- 709 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-26 | HK$4.83M | −21.8% 3.0y · −7.0%/yr |
| 2022-09-01 | HK$6.18M | +48.9% 6.2y · 8.0%/yr |
| 2016-07-14 | HK$4.15M | +75.8% 5.4y · 14.0%/yr |
| 2011-01-24 | HK$2.36M | +10.8% |
| 1998-07-09 | HK$2.13M | +34.0% |
| 1995-09-16 | HK$1.59M | — |