19/F A
in KINGSWOOD VILLAS PHASE 7 KENSWOOD COURT BLOCK 12
Yuen Long District · New Territories West
Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$556K, with repayments around HK$24,256/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$556K · loan HK$5.00M · min. income ≈ HK$48,512/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$125,124 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Ginza Station.
Family-friendly — 80 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- A
- Saleable Area
- 635 Saleable ft²
- Gross Area
- 820 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-12 | HK$6.65M | +59.5% 4.3y · 14.0%/yr |
| 2016-01-29 | HK$4.17M | +19.8% 3.1y · 6.0%/yr |
| 2012-12-18 | HK$3.48M | +105.9% |
| 1995-09-16 | HK$1.69M | — |