12/F E
in KINGSWOOD VILLAS PHASE 7 KENSWOOD COURT BLOCK 12
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$431K, with repayments around HK$18,816/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$431K · loan HK$3.88M · min. income ≈ HK$37,632/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$62,838 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Ginza Station.
Family-friendly — 80 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- E
- Saleable Area
- 446 Saleable ft²
- Gross Area
- 581 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-29 | HK$5.44M | +0.0% 3.1y · 0.0%/yr |
| 2018-06-15 | HK$5.44M | +57.6% 3.2y · 18.0%/yr |
| 2015-04-29 | HK$3.45M | +192.4% |
| 2009-06-09 | HK$1.18M | +15.7% |
| 2007-06-21 | HK$1.02M | −20.3% |
| 1995-10-06 | HK$1.28M | — |