16/F C
in KINGSWOOD VILLAS PHASE 7 KENSWOOD COURT BLOCK 11
Yuen Long District · New Territories West
Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$494K, with repayments around HK$21,561/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$494K · loan HK$4.45M · min. income ≈ HK$43,122/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$111,220 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Ginza Station.
Family-friendly — 79 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 79 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- C
- Saleable Area
- 546 Saleable ft²
- Gross Area
- 709 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-07-22 | HK$4.48M | −16.5% 6.3y · −3.0%/yr |
| 2018-03-21 | HK$5.37M | +43.9% 3.3y · 13.0%/yr |
| 2014-12-12 | HK$3.73M | +65.8% |
| 2011-02-15 | HK$2.25M | +36.4% |
| 2009-12-22 | HK$1.65M | +18.7% |
| 2001-06-27 | HK$1.39M | −13.7% |
| 1998-11-18 | HK$1.61M | −46.5% |
| 1997-11-15 | HK$3.01M | +107.6% |
| 1995-08-16 | HK$1.45M | — |