▼ 0.50% · 3.625%
HK$18,779
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,363
−HK$593/mo
Today · 4.125%
HK$19,956
baseline
▲ 0.50% · 4.625%
HK$21,171
+HK$1,215/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$39,912/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$247,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,891
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,451
−HK$569/mo
Today · 4.125%
HK$22,020
baseline
▲ 0.50% · 4.625%
HK$23,180
+HK$1,160/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$44,040/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$247,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,657
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,299
−HK$653/mo
Today · 4.125%
HK$21,952
baseline
▲ 0.50% · 4.625%
HK$23,288
+HK$1,336/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$43,904/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$247,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,980
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,597
−HK$625/mo
Today · 4.125%
HK$24,222
baseline
▲ 0.50% · 4.625%
HK$25,499
+HK$1,277/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$48,444/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$247,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,534
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,235
−HK$713/mo
Today · 4.125%
HK$23,948
baseline
▲ 0.50% · 4.625%
HK$25,405
+HK$1,457/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$47,896/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,069
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,742
−HK$682/mo
Today · 4.125%
HK$26,424
baseline
▲ 0.50% · 4.625%
HK$27,817
+HK$1,393/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$52,848/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,412
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,172
−HK$771/mo
Today · 4.125%
HK$25,943
baseline
▲ 0.50% · 4.625%
HK$27,522
+HK$1,579/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$51,886/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,158
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,887
−HK$739/mo
Today · 4.125%
HK$28,626
baseline
▲ 0.50% · 4.625%
HK$30,135
+HK$1,509/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$57,252/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,290
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,108
−HK$831/mo
Today · 4.125%
HK$27,939
baseline
▲ 0.50% · 4.625%
HK$29,639
+HK$1,700/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$55,878/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,248
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,032
−HK$796/mo
Today · 4.125%
HK$30,828
baseline
▲ 0.50% · 4.625%
HK$32,453
+HK$1,625/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$61,656/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,168
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,044
−HK$890/mo
Today · 4.125%
HK$29,934
baseline
▲ 0.50% · 4.625%
HK$31,756
+HK$1,822/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$59,868/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,337
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,177
−HK$853/mo
Today · 4.125%
HK$33,030
baseline
▲ 0.50% · 4.625%
HK$34,771
+HK$1,741/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$66,060/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,046
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,980
−HK$950/mo
Today · 4.125%
HK$31,930
baseline
▲ 0.50% · 4.625%
HK$33,873
+HK$1,943/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$63,860/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$247,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,426
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,322
−HK$910/mo
Today · 4.125%
HK$35,232
baseline
▲ 0.50% · 4.625%
HK$37,089
+HK$1,857/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$70,464/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$247,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,924
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,917
−HK$1,009/mo
Today · 4.125%
HK$33,926
baseline
▲ 0.50% · 4.625%
HK$35,990
+HK$2,064/mo
Deposit HK$1.24M · loan HK$7.00M · min. income ≈ HK$67,852/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,515
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,467
−HK$967/mo
Today · 4.125%
HK$37,434
baseline
▲ 0.50% · 4.625%
HK$39,407
+HK$1,973/mo
Deposit HK$1.24M · loan HK$7.00M · min. income ≈ HK$74,868/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,802
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,853
−HK$1,068/mo
Today · 4.125%
HK$35,921
baseline
▲ 0.50% · 4.625%
HK$38,107
+HK$2,186/mo
Deposit HK$824K · loan HK$7.41M · min. income ≈ HK$71,842/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,604
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,612
−HK$1,024/mo
Today · 4.125%
HK$39,636
baseline
▲ 0.50% · 4.625%
HK$41,725
+HK$2,089/mo
Deposit HK$824K · loan HK$7.41M · min. income ≈ HK$79,272/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,061 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).