28/F G
in KINGSWOOD VILLAS PHASE 7 KENSWOOD COURT BLOCK 11
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$518K, with repayments around HK$22,575/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$518K · loan HK$4.66M · min. income ≈ HK$45,150/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$116,450 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Ginza Station.
Family-friendly — 79 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 79 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 28/F
- Flat
- G
- Saleable Area
- 547 Saleable ft²
- Gross Area
- 709 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-02-04 | HK$5.40M | +8.0% 1.7y · 5.0%/yr |
| 2017-05-22 | HK$5.00M | +85.9% 5.0y · 17.0%/yr |
| 2012-05-25 | HK$2.69M | +81.8% |
| 2009-07-07 | HK$1.48M | −54.7% |
| 1997-09-12 | HK$3.27M | +111.0% |
| 1995-07-21 | HK$1.55M | — |