23/F E
in KINGSWOOD VILLAS PHASE 7 KENSWOOD COURT BLOCK 11
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$437K, with repayments around HK$19,065/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$437K · loan HK$3.93M · min. income ≈ HK$38,130/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$65,563 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Ginza Station.
Family-friendly — 79 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 79 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- E
- Saleable Area
- 446 Saleable ft²
- Gross Area
- 581 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-03 | HK$4.80M | +158.1% 9.8y · 16.0%/yr |
| 2010-12-22 | HK$1.86M | +12.0% |
| 2010-11-01 | HK$1.66M | +93.0% |
| 2003-03-29 | HK$860K | −38.6% |
| 1996-03-11 | HK$1.40M | +0.0% |
| 1995-07-20 | HK$1.40M | — |