16/F E
in KINGSWOOD VILLAS PHASE 7 KENSWOOD COURT BLOCK 11
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$435K, with repayments around HK$18,978/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$435K · loan HK$3.92M · min. income ≈ HK$37,956/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$65,264 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Ginza Station.
Family-friendly — 79 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 79 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- E
- Saleable Area
- 446 Saleable ft²
- Gross Area
- 581 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-13 | HK$3.80M | +59.7% 12.2y · 5.0%/yr |
| 2012-08-31 | HK$2.38M | +147.9% |
| 2004-01-07 | HK$960K | +23.1% |
| 2003-06-19 | HK$780K | −35.0% |
| 2001-05-05 | HK$1.20M | −42.9% |
| 1998-03-24 | HK$2.10M | +46.9% |
| 1995-11-16 | HK$1.43M | — |