19/F C
in KINGSWOOD VILLAS PHASE 7 KENSWOOD COURT BLOCK 10
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$500K, with repayments around HK$21,823/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$500K · loan HK$4.50M · min. income ≈ HK$43,646/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$112,571 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Ginza Station.
Family-friendly — 78 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 74 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- C
- Saleable Area
- 546 Saleable ft²
- Gross Area
- 709 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2016-12-29 | HK$4.10M | +127.8% 7.3y · 18.0%/yr |
| 2009-09-28 | HK$1.80M | +40.6% |
| 2003-12-24 | HK$1.28M | −55.7% |
| 2002-06-17 | HK$2.89M | +48.2% |
| 1999-06-16 | HK$1.95M | +36.4% |
| 1995-07-28 | HK$1.43M | — |